Term Of Services

Cash Loan - Calculator App

Effective Date: April 15, 2026 | Version: 1.0.1

1. Acceptance of Terms
By downloading, installing, or using the Cash Loan - Calculator application ("App"), you agree to be bound by these Terms. These terms apply to all users worldwide.

2. Purpose of the App (Financial Utility)
This App is strictly a Financial Calculator and Educational Tool. It provides EMI estimations, currency conversion, and financial planning modules based on mathematical formulas.

3. GLOBAL DISCLAIMER: NO LENDING SERVICES
IMPORTANT: This App DOES NOT provide, manage, or facilitate any real-world loans or credit.

We are NOT a bank, lender, or financial institution.

We DO NOT facilitate money transfers or loan applications.

We DO NOT collect or request sensitive documents (like Government IDs or Bank Statements).

The App is intended for informational and calculation purposes only.

4. Accuracy & Regional Variations
Financial laws, interest rates, and calculation methods (like GST/VAT/Taxes) vary by country.

All results are mathematical estimates.

We do not guarantee that the results will match the exact terms of your local bank or financial provider.

Users are advised to consult with a professional financial advisor in their respective country before making any financial decisions.

5. User Data & Privacy
All calculation-related data remains on your device's local storage. We do not store your financial profiles on our servers. Your privacy is governed by our Privacy Policy in compliance with global standards.

6. Third-Party Ads & Links
The App may show advertisements from third-party networks (like Google AdMob). We are not responsible for the content of these ads or the policies of the advertisers.

7. Limitation of Liability
The developer shall NOT be held liable for any financial losses, damages, or incorrect decisions resulting from the use of this App. Use of the App is at the user's sole risk.

8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where the developer is located, without regard to its conflict of law provisions. Any legal matters shall be settled in the appropriate courts of that jurisdiction.

9. Changes to Terms
We reserve the right to update these terms at any time to comply with international regulations or app updates.

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